4th of July Activities in Newport Beach

Fireworks

4th of July Events in Newport Coast

Join us for Independence Day on the Back Bay, 4th of July celebration in charming Newport Beach, CA. With a range of entertaining activities and events, including an incredible fireworks display, a two-day festival with live music featuring KC & The Sunshine Band and others, local artisans and merchants and a family fun zone, the Newport Dunes 4th of July celebration has something for the whole family to enjoy! Take part in judging the Food Truck Wars contest as well as taste savory bites from the Back Bay Bistro. Open to locals and visitors and held at the Newport Dunes Waterfront Resort & Marina.

View event Flyer here (PDF).

BUY TICKETS

Newport Dunes Waterfront Resort & Marina
CONCERT AREA: 12 p.m. – 10 p.m. • FIREWORKS EXTRAVAGANZA – 9 p.m.

ENTERTAINMENT & ACTIVITIES SCHEDULE

RED, WHITE & BLUE STAGE
Featuring KC &The Sunshine Band
7:30 -9:15 p.m.

OPENING BANDS
3:00 – 4:00 p.m. Pickle Back Shine
4:30 – 5:30 p.m. Fusion Beat
6:00 – 7:00 p.m. Reflexx

GRAND OLD FLAG STAGE – Family Fun Zone
Additional fee applies. Unlimited visit wristbands and individual tickets will be sold! 12:00 p.m. – 6:00 p.m.

BACK BAY BISTRO – Wood Fire Grill Buffet
Adults $45 per person, Children 1O years and under $22.50 (Included with VIP Ticket) Advance Reservations Required: (949-729-1144) 3:00 p.m. – 9:00 p.m.

ARTISAN & MERCHANT BOOTHS
More than 20 Artisan and Merchant booths selling beach chic clothing and accessories, beach toys, sporting goods, and more! 12:00 p.m. – 8:00 p.m.

FOOD TRUCK WARS – Vote for your favorite!
The winning food truck receives a $1,000 cash prize! 12:00 p.m. – 4:00 p.m.

TICKET PRICING

CONCERT AREA – VIP PACKAGE: $150 per person
-Complimentary Dunes Valet Parking
-VIP Reserved Seating
-Cocktail Service
-Dining Package – Back Bay Bistro Wood Fire Grill Buffet dinner between 3-9 p.m. (advance reservations required)
-1 Hour Paddle Board Rental (advance reservations required)
-1 Fun Zone Wristband for Unlimited Visits
-Goodie Bag

CONCERT AREA – FAMILY 4 PACK: $200
-Complimentary Dunes Preferred Parking
-Designated Picnic Area. Picnic Tables Available First Come First Serve, Personal Beach Chairs Welcome
-2 Fun Zone Wristbands for Unlimited Visits (additional fee for extra wristbands or individual tickets)

CONCERT AREA – GENERAL ADMISSION (Parking Fee Not Included)
$50 per person
-Designated Picnic Area. Picnic Tables Available First Come First Serve, Personal Beach Chairs Welcome

$25 per person
-General Admission Standing Room Only
-Adults & Kids 12 & under (kids 3 & under FREE)

PARKING PRICING: $50 per car• $5 per bicycle

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More 4th of July Events in Newport Beach
4th Annual 4th of July is for Families Events – Newport Peninsula Bike Parade and Community Festival
Mariners 42nd Annual Independence Day Parade
Old Glory Boat Parade
Hornblower Cruises & Events Old Glory Boat Parade Brunch Cruise
Hornblower Cruises & Events July 4h Fireworks Dinner Cruise

Ducks Are Important When Buying A Home in @Orange County

geese in a row  Home for sale 2

 Ducks Are Important When Buying A Home in #Orange County

 

Get all your Ducks in a row.  Be prepared so that you don’t start a purchase process before you are ready.  Many people have said to me, “Oh, I’m good. I have great Credit. I won’t have any trouble getting a loan. But unless you are prepared you may be surprised at how the lending requirements have changed from even 8 years ago.

 

A few years ago, we had Stated Income so if you said you had a certain amount of income, they believed you and could move forward on that. Your DEBT to INCOME Ratio was a lot lower than it is today.

So, how do you know how much loan amount you can afford?

 

The key is your debt-to-income ratio. The debt-to-income ratio is a critical measurement that underwriters use to determine your ability to repay the loan. Given its importance to the Lending decision, it is critical to understand the debt-to-income ratio and what you can do to improve it.

 

So, debt-to-income ratio?

You actually have two debt-to-income ratios that Lenders use to determine if you can afford a new Mortgage. The first is what’s known as the front-end ratio or housing ratio. The housing ratio is your proposed total monthly housing which is your new mortgage payment, property taxes and insurance combined, divided by your gross monthly income. The other important ratio is known as the total debt ratio. In addition to your housing payment, the total debt ratio factors in other monthly Credit Obligations such as car loans, credit cards and student loans.

 

So, How much will Lenders allow?

Most lenders do not have maximum debt-to-income ratios per se, but rather guidelines that offer some flexibility. In general, lenders want to see monthly housing debt of no more than 28% to 33% of your income and total debt of no more than 38% of your income. Lenders will exceed these guidelines when sufficient offsetting factors exist, such as excellent credit, larger than required equity or down payment, or demonstrated ability to maintain a similar payment. Keep in mind, however, that the farther you exceed the guidelines, the stronger your offsetting factors will need to be.

 

So, How Can I improve my Debt to Income Ratio?

The nice thing about the debt-to-income ratio is that, unlike some other aspects of your financial life, it can be improved. You may be able to, for example, improve your debt-to-income ratio by paying off some of that excess debt. But be sure to check with your lender before you start paying that debt down, because lender requirements do vary.

 

So, Now What?

Now you contact a Great Real Estate Agent who will respond to you immediately. Who will lead you thorough the process so that you are not surprised anywhere down the road. An agent who is Honest, Experienced, resourceful and treats you like Family. Why not expect the Possible and receive the Impossible. Choose

 

MarleneDietrich@Realtor.com 949-400-1021

www.MarleneDietrichRealEstate.com

 

 

June 13th Newport Beach…MakeAWish Rolling for Wishes Not too

 

Rolling for Wishes

June 13, 2014

dice

Time:

6:30pm

Location:

Hyatt Regency Newport Beach
1107 Jamboree Road
Newport Beach, CA 92660

Purchase tickets today!

Please join us for the 7th annual Rolling For Wishes benefiting Make-A-Wish® Orange County and the Inland Empire.

Enjoy an evening of lively casino action, prizes, silent auctions and more!

  • $150 in casino chips included with ticket
  • Hosted beer and wine
  • Specialty cocktails provided by Ole Smoky Tennessee Moonshine
  • Heavy hors d’oeuvres to be served
  • DJ entertainment to be announced
  • Dress is cocktail attire

Ticket prices:

$75 for members of Make-A-Wish Young Professionals and Women’s Circle of Wishes through May 15
$85 General Admission until May 15
$95 General Admission May 15 – June 10
$125 tickets at the door if still available

To purchase tickets by phone or for any other questions please contact Sarah Pizzaruso at pizzaruso@wishocie.org or by calling 714-573-WISH (x230).

To purchase tickets online click here. 

Sponsorship opportunities are now available. 

What Should you know about Home Inspections

Home inspection

What Should you Know About Home Inspections

If you are a seller, it is best to do it before you sell to make sure there is not hidden problems. If you are a buyer, if one has not been done you would want to have one of your own to make sure you know what you are buying.

Make sure you:

  • Hire a professional home inspector

 

Your Realtor usually knows and can recommend an inspector that is licensed and knows the legal requirements

  1. Inspectors will point out flaws and unknown conditions

He will check out all major appliances, electrical outlets, lighting fixtures, water pressure, gas safety, and all Safety issues but he will not invade the walls. No home is perfect so he may also note such as cracked tile but these are cosmetic and donot affect the structural integrity of your new home.

  1. Home inspection reports

The inspector will give you a report that will start from the outside, visually roof, exterior, soil touching the stucco, cracks of the exterior, garage, home entrance, foyer, floors, walls & ceiling for signs of cracks or water stains. Electrical outlets, lighting fixtures, windows for ease of operation and jeopardization, Kitchen major appliances for operation and leaks. Bathrooms and laundry for leaks. Air conditioning and heating. They go thru crawlspaces and attics.

You should also get a condensed version of the more serious and safety items for ease of viewing

  • Home inspectors Code of Ethics are to the person paying the fee

 

Even though the report will still disclose all system failures he is only required to give the report to the person who pays him. It is only public knowledge by court of law of if submitted to the third party. If there is a failure of a system in the home, the owner/seller is still legally must disclose it to the prospective buyer.

  1. The home inspection is a great tool for Buyers and Sellers

Most buyers are not electricians, or plumbers or AC professionals. They do however need to know if the repairs of the findings are going to make the home they are interested in, worth what they offered for the home.  In California, all home purchases are in “AS IS” condition so even though you as a buyer can request to repair the problems, the seller may or may not work with you on that. The inspection helps you to decide to stay with the home purchase or possibly renegotiate the price or the cost of the repairs; or you can walk away if it is all too much to deal with. The expense of an inspection if very reasonable will be worth it for your peace of mind (that the home has no hidden problems) or save you from a bigger expense problem if you go thorough with the purchase

 

By all means, use professionals in a Real Estate Transaction and trust your Real Estate Professional. So start with one you can Trust.

MarleneDietrichRealEstate.com

Be Prepared for that well deserved Vacation this Summer

Surfing Dog

Summer is upon us and Vacations will be starting as soon as school is out. With this in mind you need to prepare not only for the Place to go to but the place you will be returning to.      Important steps should be taken to keep your home Intruder proof while you are away.

  1. Make your home look like its occupied. Multiple timers on lights in different locations
  2. Music on for background noise
  3. Be careful of who you give advance notice of your vacation (ie Facebook,etc…)
  4. Tell a trusted neighbor or friend so they can watch your home
  5. Stop all mail and newspapers and have a neighbor park in your driveway
  6. Close blinds and shades on first floor so no one can peak in
  7. Pack your suitcases and such while the car is in the garage so as not to alert passersby
  8. Lock all doors, gates, garage and storage.

If you take precautionary measures you will be able to enjoy your vacation without worrying about the security of your home while you are away.

 

MarleneDietrichRealEstate.com

 

According to Marlene Dietrich Whats happening in Real Estate in June

home for sale

According to Marlene Dietrich June “What’s Happening in Real Estate”

 

The word is that buyers are anxious for summer to begin since they believe that is the best time to buy. Interest rates are down. Economic News is a mixture with very little going on.  There has been Nothing to scare or excite anyone.  If the market falters, the rates could drop again.

 Buyers who are parents are making decisions based on the affect upon the children first and foremost. They are more interested in the immediate affect upon their children than long term results.

The Feds are using a number of tools to try and predict and maneuver the market and lower interest rates. The Economy is sluggish but the housing market sales are still positive. We are not seeing the double digit price increases we saw in 2013 but we will be seeing a 4% increase on an average and some areas a 7-9% increase.

We are on the road back to normal again. It is slow but it is headed in the right direction.

Trust us with your Home purchase or sale.

Inventory in OC California up 70%
Inventory in OC California up 70%

 

Inventories Rise 70.3% in Orange County

According to  National Housing Trend Report of .Realtor.com  single-family homes for sale in Orange County, California are on the rise, indicating a healthier real estate marketplace than a year ago.  It also signifies a strong confidence of sellers. The inventory of Homes here in Orange County for-sale pver 70% in April compared to year-ago.

Confidence is up, inventory is up, Interest rates are down, Perfect time to buy and sell. Don’t just expect the possible from your Realtor, expect the impossible. Contact me MarleneDietrich@Realtor.com 949-400-1021